INSURANCE PRODUCTS
Individual Health and Dental Plans
Freedom to Choose health and dental insurance can help fill the gap between your provincial plan coverage and what you pay. These plans are great options if: You’re self-employed or don’t qualify for benefits with your employer, or, You’re close to retiring or losing health care benefits, or, You have no pre-existing medical conditions, or, You have pre-existing medical conditions (Select with assured acceptance only).
These plans are ideal if you’re currently covered or had coverage in the last 60 days and: You’re close to retiring or losing health care benefits, or, You don’t want to answer medical questions, or, You have pre-existing medical conditions.
Multiple health and dental packages requiring medical questions, and no medical questions.
Best option for those who have not had group insurance coverage in the last 90 days.
Best option if you have had group insurance coverage in the last 90 days.
This is an excellent solution for clients who are self-employed, contract workers or would benefit from topping up their existing group coverage.
Great option if you have had group coverage in the past 60 days. No medical exam.
Travel Insurance
Emergency travel medical coverage, trip interruption, trip cancellation, visitors to Canada, international students
Specialty travel coverage for snowbirds, expatriates, international students, etc.